* * *
H+T Costs % Income: --
Housing: -- Transportation: --
Dividing these costs by the representative income illustrates the cost burden of housing and transportation expenses placed on a typical household.
While housing alone is traditionally deemed affordable when consuming no more than 30% of income, the H+T Index incorporates transportation costs—usually a household’s second-largest expense—to show that location-efficient places can be more livable and affordable.